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Rent now buy later is a bespoke method of achieving Home Ownership when the Banks are saying NO to a Mortgage, perhaps due to insufficient accounts to show if Self- Employed, or have a blip on their credit file etc.
The Issue preventing the mortgage however must be able to be addressed and fixed within two to three years, at which time a High Street Mortgage needs to be attained in order to pay us the balance for the property.
An initial deposit is payable before moving in which comes off the Purchase price. A small proportion of monthly payments also comes off the purchase price.
This is all done with Solicitors and Legal Contracts in order to protect both parties, and is an ideal stepping stone on to the property ladder.